About 57,000 people whose TransUnion credit report, sold to a third party between January 6, 2020 and January 31, 2023, showed a bankruptcy remark with no matching public record and no bankruptcy in the prior 10 years.
TransUnion agreed to an $8.31 million settlement in Brooks v. Trans Union LLC. It denies wrongdoing. The court has given preliminary approval and set a final approval hearing.
Some members get an automatic $100. They can claim about $1,000 more. Others must claim an estimated $350. Final amounts depend on how many claims are valid.
The claim deadline was October 30, 2026 and has passed. Contact the settlement administrator right away to ask about your options.
No. Class members do not pay a lawyer out of pocket. Fees are paid from the settlement fund after court approval.
A class action says TransUnion sold credit reports that showed a bankruptcy on a person’s account when there was no bankruptcy record to back it up. TransUnion agreed to pay $8.31 million to settle. This page explains who is covered, what the payments are and what to do now, since the claim deadline has passed.
The case is Brooks v. Trans Union LLC, No. 22-0048, in the U.S. District Court for the Eastern District of Pennsylvania. TransUnion denies any wrongdoing and the court has not decided who is right. This page is general information and not legal advice.
Deadline status
The claim, opt out and objection deadline was October 30, 2026. The final approval hearing is set for December 2, 2026. Members of the No Bankruptcy Group get $100 automatically and did not need to file anything. Check the official settlement website for the latest status, and see our guide on class action settlements with no proof of purchase for how claims work.
The Fair Credit Reporting Act requires credit bureaus to follow reasonable steps to make reports accurate. The lawsuit says TransUnion sold reports with a bankruptcy remark attached to a credit account but with no matching bankruptcy in the public records section, and that no bankruptcy had been filed in the 10 years before the report. A bankruptcy mark can hurt loan, rental and job decisions. Brooks filed the case in January 2022, and the court certified a class of affected consumers. The details come from the court’s preliminary approval opinion and the report by ClassAction.org.
This case is separate from, but related to, the issues raised in the Dennis Goyette credit reporting lawsuit, where credit bureaus were sued over bankruptcy errors.
The class is about 57,000 people with a U.S. address or territory address. The court split them into two groups, and the group decides how you get paid.
TransUnion created an $8.31 million fund. Class lawyers asked for up to 30 percent ($2.77 million) in fees plus up to $308,000 in expenses, the administrator costs about $210,000, and the class representative may receive up to $50,000, all subject to the judge’s approval. The rest pays class members. Payments can go up or down depending on valid claims.
| Group | Automatic payment | With a valid claim |
|---|---|---|
| No Bankruptcy Group | $100 | About $1,000 more |
| Aged Bankruptcy Group | None | About $350 |
Missed the deadline?
The cutoff was October 30, 2026. Ask the administrator whether late claims are accepted, and do not pay anyone who offers to file one for you.
If you got a notice, keep it. If you think you are covered but did not get one, call the administrator at 888-279-4003 or visit the official settlement website.
Our guide on how to sue a company explains your options if you opted out or believe a bureau reported you wrongly.
Case: Brooks v. Trans Union LLC
Case number: 22-0048
Court: U.S. District Court, Eastern District of Pennsylvania
Phone: 888-279-4003
Website: brooksbankruptcyclassaction.com
Yes. A federal court in Pennsylvania granted preliminary approval to an $8.31 million settlement in Brooks v. Trans Union LLC on July 6, 2026. TransUnion denies wrongdoing.
The No Bankruptcy Group gets an automatic $100 and may claim about $1,000 more. The Aged Bankruptcy Group can claim an estimated $350.
No. Members of the No Bankruptcy Group get the $100 automatically.
October 30, 2026. It has passed, so contact the administrator to ask about options.
December 2, 2026, as listed by the settlement sources. Payments follow after final approval and any appeals.
It is a note on a credit account saying the account was included in a bankruptcy. The lawsuit says some reports showed it with no public bankruptcy record to support it.
If you did not opt out by the deadline, you are likely bound by the release for the claims in this case. A consumer lawyer can tell you about any other claims.
Get your report, then dispute the item in writing with the bureau and include proof. The bureau must investigate under the Fair Credit Reporting Act.